Motorhomes come in a wide range of styles, shapes, sizes and budgets. The price range of motorhomes is huge. For new vehicles, prices start at around £50,00 and can easily top £100,000 for a European A-Class and in some cases rising to over £200,000.
There are two main types of motorhome that we insure, these are coach built motorhomes and A-Class motorhomes. Details of the two different types of vehicle can be found below.
Coach built motorhomes take a van chassis and cab and a converter company will then build a complete "habitation" section behind the cab. This class is sub-divided into overcab and low-profile. Overcab conversions have a bed space built into a section above the existing cab. Low profiles have sleeker look and have only a small storage area above the cab. These vehicles are the most popular group and form the huge "middle-ground" of the market.
Insurance for Coach Built Motorhomes
Coach built motorhomes are one of the most popular types of motorhomes in the UK, especially as they can provide a large amount of space and include several facilities. Coach built motorhomes are generally built using a chassis and cab from a van and are then taken to a motorhome specialist who creates the ‘living area’.
A number of coach built motorhomes come with over-cab storage, meaning that they are ideal for those looking to embark on long-haul motorhome journeys. Most motorhome manufacturers produce a range of coach built motorhomes that come with different berths and facilities, enabling customers to find one that suits their individual needs.
VM Insurance provides cover to a range of customers all with different variations of coach-built motorhomes. We understand that as these motorhomes are extremely popular, most owners adapt them to include facilities and technology that can also be covered with our motorhome insurance policies.
Travelling in a Coach Built Motorhome
One of the benefits of owning a coach built motorhome is that they are extremely adaptable and can be used for a wide range of motorhome holidays. For example, many owners of coach built motorhomes use them to travel across Europe from ski resorts to beaches and towns. Coach built motorhomes are also popular as several people can comfortably travel in one vehicle all at the same time.
Regardless of the length of your customer’s journeys, safety is of the utmost importance when travelling in a coach built motorhome, and some drivers can struggle at first when it comes to getting used to their size. Therefore, VM Insurance provides motorhome insurance that covers your customers no matter what size vehicle they own or the length of their journey.
If you want to find out more on how VM Insurance can protect your customer’s coach built motorhome, make sure you fill out an online quote form today!
A-Class motorhomes use only the chassis and running gear of the base vehicle and everything else is built on by the converter. The original cab is not therefore used, and this makes the interior more spacious. These vehicles are at the top end of the market and are therefore more expensive.
What is an A-Class Motorhome?
A-Class motorhomes are very popular. You can tell if a motorhome is an A-Class motorhome if it’s huge, boxy and looks like a bus. They are often used for celebrities and band tours as they are usually kitted out to the highest standards with a luxury kitchen, shower, beds and living areas. Some even have a hot tub! Anything is possible when it comes to A-Class motorhomes.
As expected, these are at the top end of the market and can cost anywhere between £50,000- £300,000 depending if there are new or old (and what features they have of course). The most expensive A-Class motorhome in the world was sold in Dubai, covered in gold for £2 million!
These large motorhomes are coach built using a bare chassis unit and has no separate cab, giving the motorhome enough room inside for all the luxuries.
If your customers own an A-Class motorhome, VM Insurance can help you with their motorhome insurance. Many options are taken into account when considering motorhome insurance; the vehicle’s weight, age, the condition it’s in and the driver’s history.
Why choose motorhome insurance with VM Insurance?
We have been in the industry for over 25 years and have a long-standing relationship with Aviva, the UK’s largest insurer. Your customers can rest assured that their motorhome, whether it be a coach built or an A-Class, is in safe hands.
Call VM Insurance today to discuss your customer’s requirements or use our quick & easy online form to get a motorhome insurance quote.